What is a no-fault car accident?

No-fault auto insurance allows a driver to recover some medical expenses and loss of earnings from their insurance carrier after a car accident. Many states require no-fault car insurance as a mandatory and minimum coverage on a driver's automobile insurance policy. No-fault insurance often gets referred to as personal injury protection. A no-fault car accident is an accident where the fault of a driver isn't the determinative factor in recovery from an auto insurance policy. The attorneys at Terry and Kelly have many years of experience guiding their clients through the legal side of a fault or no-fault car accident.
While no-fault car insurance isn't mandatory in Texas, it is optional. No-fault insurance provides an injured driver with quicker access to required money than compensation recoverable under typical insurance policies. At Terry and Kelly in Austin, Texas, they have endless experience working with injured clients to obtain the monetary compensation that they are entitled to under their own and the responsible driver's car insurance policy.
When state legislatures started allowing no-fault car insurance policies they intended to cut down on the numbers of personal injury cases that clogged court systems each year. As a result, the no-fault clauses in some state policies bar an injured victim from suing for all personal injuries that result from a car accident. In those states, a person who gets hurt in a car accident must surpass an injury or monetary threshold to proceed with a personal injury action.
Texas does have any threshold to bar a victim of a car accident from pursuing just compensation. Victims who get injured in a car accident have the opportunity to sue the responsible driver's auto insurance carrier or even their insurance carrier if they have an uninsured or underinsured endorsement on their car insurance policies.
Even a simple car accident could cause life-changing injuries, and here at Tracy and Kelly, we have the experience to fight for the justice that you deserve as an injured client.

For more information on our Austin Car Accident Lawyer, please visit our site.

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